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 Jumbo Loans 

The name says it all. Jumbo loans provide you with a mortgage that far exceeds the amounts that may be able to be secured by conventional mortgages. These loans are usually for luxury properties or properties in hot real estate markets. The mortgages required for these properties exceed the amount the Federal Housing Finance Agency (FHFA) is willing to back.

While Jumbo Loan amounts may be able to be huge, there are limits set out by the FHFA. For most of the US, that limit is close to $550,000. In some areas with extremely high-value properties the amount may be able to go up to $820,000.

What Are The Eligibility Requirements For A Jumbo Loan?

  • A credit score of at least 680.

  • Minimum of 10% to 15% down payment.

  • A debt-to-income ratio of less than 43%.

  • W2 forms going back two years.

  • 30 days of pay stubs.

  • Proof you will be able to pay your monthly mortgage payments.

  • Liquid assets and cash reserves for six months of mortgage payments.

How to Get a Hartford Funding Ltd. Jumbo Loan

We’ll help you figure out if you’re qualified to get a Jumbo Loan. If you are qualified we’ll guide you through the next steps.

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