
MEET YOUR LOAN OFFICER
Joseph A. Demarco
Estero, FL Branch Manager | Mortgage Loan Originator
NMLS #820418
100 Crossways Park Drive West, Suite 302, Woodbury, NY 11797
About Joseph A. Demarco
Hi, I’m Joe Demarco—aka Not Your Average Joe. With over 20 years of experience in the mortgage industry and eight years of service in the U.S. Marine Corps, I bring values of service, commitment, and perseverance to every client I work with. Based in Estero, Florida, and licensed across multiple states, I’m proud to help buyers and homeowners nationwide achieve their homeownership goals.
Whether you’re a first-time homebuyer navigating the process, a real estate investor planning your next move, or a veteran leveraging VA benefits—I’m here to guide you every step of the way. I treat every client like family, focusing on clear communication and personalized support to help make the journey as simple, smart, and stress-free as possible.
Let’s connect and turn your homeownership dreams into reality.

Purchase
Whether you're upsizing, downsizing, getting ready to buy your very first home, or seeking out an investment property... I'm here to help you find the perfect loan to achieve your goals.

Refinance
If you're looking to pay off your mortgage sooner, reduce your monthly payments, or consolidate your debt, ask me about refinancing your current mortgage to improve your financial scenario.