Refinance with our flexible mortgage programs.

These are tough economic times and with interest rates so low, maybe the best time to refinance. Whether you want to lower your interest rate, pay off some debt or just enjoy financial piece of mind, Hartford Funding's menu of refinancing options and top-rated professional service will speed you where you want to go.

With Hartford Funding's help, you can:

• Lower your interest rate
  A lower rate doesn't only save money. It helps you pay off the principal and build up equity much faster. With todays historically low interest rates, you can save hundreds each month and apply it to other debts, home or business improvements, or even accelerate the mortgage payments on your new loan!
• Lower your monthly payments
  What homeowner or entrepreneur couldn't use some extra cash each month? Refinancing now lets you lower your monthly payments, improve your business and raise your quality of life, and you can use your extra money however you see fit, from bolstering your financial security to taking a once-in-a-lifetime family vacation.
• Consolidate debt
  Car payments, credit cards, utility bills - the list goes on, and it's easier than ever to fall behind. By consolidating your debt, you can do away with nuisances like late penalties and hounding collection agencies, all while you improve your credit rating and put your finances back in order!
• Prevent bankruptcy and foreclosures
  Thousands of Americans still file for personal bankruptcy each month, and thousands more lose their homes to foreclosure. Don't be a statistic! Refinance today, and you'll not only keep your home, but you'll repair your credit and lower your monthly payments.
• Cash out for anything!
  After you refinance, there's no limit to what you can do with your extra cash! Start a new savings program, refinish the basement, fix the car or buy a new one - the choice is yours. It's the ultimate in financial flexibility to enjoy the home and lifestyle improvements you deserve!